OurTab vs Honeydue
Your bank feed knows what left the account. It doesn't know who the shopping was for.
Honeydue is a good answer to a different question
Honeydue is built for couples who want visibility of each other's money without merging it. It connects bank accounts through Plaid across thousands of institutions, lets you choose per account what your partner can see, and adds budgets, bill reminders and in-app chat. It's free, funded by optional tips rather than a subscription.
If the problem in your house is "neither of us has any idea what we're spending in total", that is precisely what Honeydue was made for.
Where a bank feed runs out
A transaction is one number and a merchant name. To your bank, last Thursday was TESCO STORES £118.36 — one line, one payer, one category.
To your household it was fifty-three items. Some were for both of you and some were one person's. Several are in the freezer, two are going off on Friday, and four of them are Tuesday's dinner. None of that is in the feed, because it never was — it's on the receipt.
OurTab reads the order instead of the transaction. The same shop becomes an itemised expense split by who it was actually for, your live inventory, the meals you can cook from it, and dates on the things that will spoil.
Where it matters day to day
- Split by consumption, not by payer. Solo items in a joint shop become a real debt to the person who paid, automatically.
- Nothing to reconnect. Connection-based apps depend on a link to your bank that periodically breaks; OurTab has no such link to break, because it never asks for one.
- It's not only money. Shopping, stock, meals, chores and both people's shifts sit in the same place as the ledger.
Where Honeydue is the better pick
OurTab has no bank linking at all — deliberately, but it's a real limitation, and it's the honest reason to prefer Honeydue. We can't show you your balances, your bills or your card spending, and we can't total up the months you had before you started. If you want the whole financial picture across both of you, automatically, take Honeydue. It's free, and the two apps don't really overlap.
Details as at August 2026 — check Honeydue's own site.